Why Choose

Stones River Consulting?

Most small businesses are underserved by the retirement plan industry, with much of the personal attention being paid to large companies.

This leaves most small businesses with retirement plans that are wrong for their goals, far too expensive, and with poor customer support when things go sideways.

Stones River Consulting was founded to provide small business with the retirement plans and service normally reserved for the largest companies. We are devoted to working with business owners and their financial advisors to ensure the retirement plans we create:

  • Match the business owner’s financial goals
  • Give the business owner maximum value
  • Provide a powerful benefit to the company’s employees
  • Allow the business owner to focus on their company while we handle the plan details

Our Model

At Stones River Consulting, we work with financial advisors to create an ideal retirement plan for small business owners. Our model involves three parties:

  • Financial Advisors
  • Investment Providers
  • The Stones River Consulting team
Our job is to design, document and ensure that all plans are in compliance with the most up to date law. We work with financial advisors to communicate all options available to the client, and to understand the needs of the business owner. In addition, we also work directly with investment providers to keep track of their information and responsibilities, which includes:

  • Quarterly Statements
  • Record Keeping
  • Providing Requested Information… and more!

Meet the President of

Stones River Consulting

Our purpose is to serve our clients through custom-fit retirement plans, exceptional service, and a sense of humor. We know small businesses don’t get that kind of attention in the retirement industry, but we’re okay with being a little different. 
Chris Oneal

Chris Oneal


“Most small business are under-served and over-billed for their retirement plans”, Chris concluded after 23 years of working in all aspects of the retirement plan industry. Chris grew tired of the call center mentality and cookie cutter plan designs. With a new motivation, he started Stones River Consulting to leverage high tech with high touch and provide local business owners with effective and reasonably priced plans.

After graduating from the University of Tennessee in Knoxville, Chris spent several years at MetLife and at Bankers Trust in Nashville where his responsibilities included administering retiree benefit and pension plans for Fortune 100 clients with investment portfolios valued up to $3 billion. While pursuing his MBA at Sullivan University in Lexington, KY, he worked as a benefits consultant at Unified Trust. As a Trust Officer at Community Trust & Investment Company, he managed retirement plan administration for smaller businesses. After receiving his MBA, he gained experience in the retirement plan service field as Vice President for Retirement Benefit Solutions, LLC in Woodbridge, VA and as Director of Operations for Midsouth Consulting Group, LLC of Brentwood, TN.

In addition, Chris has a QKA designation from the American Society of Pension Professionals & Actuaries. Chris also enjoys painting and coaching soccer in his spare time.

When you choose Stones River Consulting, you’ll notice just how devoted Chris is to his clients and their individual retirement plans.